CSR – Property & Casualty Insurance
Phone: (480) 971-5460
Email: thomas@pswplanning.com
Thomas Chiarello
Thomas Chiarello is a licensed property & casualty insurance agent for Premier Southwest Insurance. In the last two years, Premier Southwest has begun incorporating P&C to help clients achieve savings on their auto, home, umbrella and specialty lines, as well helping business owners with multiple needs for commercial lines products. “We are an independent firm with access to multiple insurance carriers, and I tell clients I will work hard to find the best prices out there for them,” Thomas says. “Our approach is different because we are a small boutique family practice, and we give our clients a full range of financial services as part of their overall plan. Our goal is to save them money so that they can put those assets in other places for their future.”
Thomas grew up in Scottsdale and received his bachelor’s degree in kinesiology from Benedictine College in Atchison, Kansas, where he was a five-year NAIA dual collegiate athlete playing football and Lacrosse. He is engaged to his beautiful fiancé and high school sweetheart, Skylar Weinstein; the two plan to wed in 2025 and look forward to starting a family together. “We met when we were 14 years old and we are excited to be working together to help our clients in our small family firm,” he says. In his free time, Thomas likes to spend time with his family and puppies, go to sporting events, and attend concerts. He LOVES cars, and he works out at F45 four to five times a week.
Truth About
Money
Live on the air every Saturday from 7 to 8 a.m. on KTAR 92.3 FM in Phoenix!
Unfortunately, this industry is clouded with hype and veiled facts that can sometimes make it difficult to know how you can protect yourself and achieve the growth you desire. That’s why Bruce J. Weinstein of Premier Southwest Planning Group goes live on the air every Saturday from 7 to 8 a.m. on KTAR 92.3 FM in Phoenix to teach listeners the truth about money and financial planning. Listen along as we cover the latest strategies and tools retirees are using to defend themselves in retirement and outline their futures with their families. No longer do you have to be a victim of a predatory market. That’s because you’ll be armed with the truth.
Our Services
In our decades of experience, we understand what you might be looking for and what might help you reach your unique goals, and that’s how our services menu was crafted: with clients in consideration. We’re here to offer guidance and tried-and-true strategies for any stage or aspect of your life, helping you and standing at your side as you pursue your greatest objectives. Our mission is to help you achieve your goals for growth while also offering the protection and preservation of your wealth, then working with you to find a way to distribute that wealth as efficiently as possible. It’s all part of our simple, repeatable process that helps us give you the education you need to carve your own path toward your ideal future.
Risk Management
Risk management is about evaluating current risks and whether they are investment or insurance related. We can also help you explore strategies to potentially mitigate risks using tactile investment management or insurance policies for personal risk versus self-insuring. Our analysis ensures that your risk level aligns with your goals, and we can help you find a strategy that is in your best interest.
Estate Planning
We help people by assisting them with living trust preparation, which we believe can be an effective way to transition assets. For more sophisticated trusts, we can help coordinate plans together with your current attorney or help you find one that meets the needs of your estate plan. We are ready to plug you into our network of professionals who can help you achieve your unique objectives.
Tax Planning
Sometimes the best way to grow your wealth is by keeping more of what you’ve already earned. Our goal is to provide strategies that focus on tax-exempt income planning versus taxable income planning. We also include an analysis of your Social Security benefit to see if your monthly payments are taxable. Then, we can help you convert tax-deferred funds or create tax-free streams of income to use in the future.
Retirement Planning
Retirement is the end goal. It’s the period of life during which you can start doing what you want to do instead of what you have to do. We focus on providing you with strategies that maximize your wealth while minimizing risk and investment costs. We can also help you plan for your projected lifestyle expenses by creating a distribution plan that works to make your money last as you fulfill your goals.
Major Life Events
Life happens, and while you can’t stop it, you can surely prepare for it. We also know that change is inevitable, and whether we’re talking about good change or bad change, we can work with you to help you adapt to your new circumstances and become flexible in the event that your plan must change accordingly. Our partnership is an ongoing one, and we stand by you through each up and down.
Insurance Planning
We provide a full review of all insurance policies, including home, auto, liability, life, disability, long-term care and more. Once we’ve completed our review, we can determine if your policies match your goals and help you replace the ones that don’t. We can also leverage modern, innovative insurance policies to help you create tax-advantaged income and secure living benefits that do not come with market investments.
Contact Us
We’re ready to provide you with premier service. If you’re ready to find a path toward your ideal future, fill out our form below, and we will reach out to you to discuss your current circumstances, your objectives and strategies we can use to help you reach them!
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